Full auto glass coverage is a component or type of auto insurance that covers any damage to your windshield or auto glass. Full auto glass coverage can sometimes come in the form of comprehensive coverage, however, each insurance company is different, so you should always check with your provider.
Many of our customers think that their comp and collision covers their auto glass damage. However, this is often not the case. Auto glass damage, even simple chips and cracks, are not included in collision insurance in many packages offered by insurance companies.
It is important to check with your insurance provider to get all of the details of your auto glass damage situation. In some cases, insurance companies will waive the cost of a windshield repair, but not replacements. So if you have the opportunity to get your windshield repaired, take advantage of the situation.
Some insurance companies also have the option to pay a monthly rider for auto glass damage. You need to make the call about whether it is in your best financial interest to pay for the monthly rider or take the hit when you suffer auto glass damage.